Co-Dependency and Scam Survivor Groups
Author:
• Tim McGuinness, Ph.D. – Anthropologist, Scientist, Director of the Society of Citizens Against Relationship Scams Inc.
ABSTRACT
Co-dependency in scam victim support groups emerges when relief and validation quietly turn into reliance, and members begin to look to the group or a few individuals for daily regulation, decisions, and identity. The pattern often starts with helpful reassurance, then drifts into rescuing, boundary erosion, late-night crisis loops, and drama triangle role cycling. The costs are real: the group’s purpose weakens, leaders burn out, and individual progress stalls as members feel supported yet stuck. The remedy is structure with compassion. Clear agreements, consent before advice, rotating roles, simple in-room skills practice, stepped-care referrals, and firm facilitator boundaries keep the space focused on building capacity. The core reminders are simple: support is not rescue, ask before advice, hold the frame, and put skills first, then support. When a group stays anchored to stabilizing distress, teaching recovery tools, and promoting independence, members feel seen and also grow, and the forum remains a place that enables recovery rather than carrying it.
Co-Dependency In Scam Victim Support Groups
Co-dependency in support groups appears when members begin to rely on each other for stability, identity, or approval in ways that replace personal responsibility and slow genuine recovery. In the scam victim context, intense emotions and the shock of betrayal create fertile ground for over-reliance. Group spaces exist to help people recover, learn skills, and regain independence. When co-dependency takes hold, the group’s purpose is diluted, progress stalls, and the setting drifts toward a social club that soothes pain without building capacity.
The warning is simple and direct: support is not rescue.
What Co-Dependency Means In Group Settings
Co-dependency is a pattern of over-involvement in another person’s emotional life, paired with under-attention to one’s own boundaries and responsibilities. In support groups it shows up as rescuing, over-advising, and an urge to manage other members’ outcomes. It also appears as dependence on the group or its leaders for daily regulation rather than using the group to build skills for independent functioning. A practical way to remember the difference: a healthy group helps members stand on their own feet; a co-dependent group becomes the crutch.
Why Scam Victim Groups Are Vulnerable
Scam victims arrive carrying betrayal trauma, shame, loss, and often financial devastation. They seek immediate relief and understanding. Early group contact often provides both, which is helpful. Yet relief can drift into reliance when a member begins to treat the group as the primary regulator of distress. The social engineer who exploited the victim trained the person to seek constant reassurance. Without structure, the group can unconsciously step into the reassurer’s role. The intention is caring. The outcome is stagnation.
The Development Pathway: How It Forms
Early relief and bonding
In the opening meetings, members share stories and receive validation. The sense of being seen reduces isolation. The room feels safe. A member thinks, finally, someone understands me. This is a healthy beginning. Problems emerge when validation becomes the only tool, and members are encouraged to vent without learning containment, grounding, and next steps.
Rescuing and over-functioning
The next phase brings rescuing. A well-meaning peer offers solutions, pushes action, or inserts themselves into another person’s decisions. Advice arrives without consent. The unspoken message becomes, I will hold your life together for you. The recipient feels relief in the short term, and the rescuer feels needed. Both feel better. Neither builds capacity.
Boundary erosion and enmeshment
Private messaging starts to extend beyond meeting times. Members trade late-night crisis chats, demand immediate responses, and expect constant availability. The line between peer support and personal caretaking fades. Members begin to measure their safety by whether a particular person replies quickly. The group becomes a lifeline rather than a training ground. The pattern sounds like, Do not leave me alone with this pain.
The drama triangle cycle
As rescuing escalates, the classic cycle appears. The rescuer becomes frustrated when advice is not followed and shifts into the persecutor stance. The recipient feels blamed and becomes the victim again. Roles rotate without resolution. Everyone is busy. No one is moving forward. A simple corrective phrase helps here: ask before advice.
How To Recognize Co-Dependency Early
Signals at the member level
A member repeatedly seeks reassurance for the same problem without trying agreed steps. Another member becomes the unofficial crisis contact for multiple people. Side channels replace open sharing. Time outside meetings shifts from occasional check-ins to daily management of another person’s mood. A member uses the group to make moment-to-moment decisions that belong in therapy, legal counsel, or financial advising. The guiding reminder is, share to be witnessed, then act.
Signals at the facilitator level
Leaders begin to over-function. They track individual cases between meetings, chase members for updates, or conduct therapy-like interventions in a peer setting. They feel exhausted and irritable. The agenda becomes a string of emergencies. Education, skill practice, and reflection shrink. The group loses a sense of forward motion. A leader’s touchstone becomes: hold the frame.
What Co-Dependency Costs
Group purpose is weakened
Support groups for scam victims exist to stabilize members, teach recovery skills, encourage accountability, and promote independence. Co-dependency shifts the center of gravity away from learning toward emotional management. Meetings become repetitive. Members tell the same story, receive the same comfort, and leave with the same problems. The space begins to look like a social club that soothes rather than strengthens.
Individual progress stalls
When a member relies on others to carry their distress, the nervous system never learns to down-regulate with self-directed tools. Anxiety remains high. Shame remains unaddressed. Decisions are outsourced. The person feels supported yet stuck. A healthy mantra applies: we do not fix, we reflect.
Leaders burn out
Facilitators who over-function begin to lose neutrality. They sleep poorly, dread meetings, and feel responsible for outcomes that lie outside the group’s scope. Burned-out leaders either tighten control or withdraw. Both responses further unbalance the group. A routine supervisor debrief and a clear scope statement prevent this slide.
Ethical and safety risks increase
Boundary violations appear when members or leaders engage in financial help, housing offers, or advice that crosses legal and clinical lines. Even small rule-bending invites bigger problems. The test is simple: if a practice would be uncomfortable printed on the group’s welcome page, the practice likely belongs outside the group.
Healthy Help Versus Enabling
Support does not mean doing for another what the person can learn to do for themselves. Support means creating conditions where members gain skills and confidence. Enabling feels helpful and looks busy. It reduces discomfort today while borrowing trouble from tomorrow. Healthy help tolerates discomfort, uses reflective questions, and returns responsibility to the member.
A few anchor phrases guide this stance.
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- What have you tried since last time.
- What step feels possible in the next 24 hours?
- Would you like ideas, or do you just want to be heard right now?
Prevalence Across Support and Recovery Settings
Co-dependency is not unique to scam victim forums. It appears wherever people gather for relief, validation, and shared identity. Any group that eases distress can drift from skill-building to emotional caretaking if boundaries and purpose are not reinforced. Advocates should treat co-dependency as a predictable risk across peer settings, not as a rare exception.
Common settings where co-dependent patterns emerge
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- Addiction recovery groups: members rescue or enable peers instead of reinforcing personal accountability and sponsor boundaries
- Family and loved ones groups: partners or parents over-function for the affected person, recreating home dynamics inside the room
- Codependency-focused groups: members can bond over caretaking identities and unintentionally normalize over-responsibility
- Trauma and PTSD groups: late-night crisis loops and side chats replace structured grounding and stepped-care referrals
- Betrayal trauma and relationship recovery groups: rescuing and advice without consent crowd out skill practice and safety planning
- Grief and bereavement groups: continual venting becomes the norm while action steps and ritualized closure are deferred
- Domestic violence and survivor groups: members monitor one another between meetings, blurring safety planning with emotional dependence
- Eating disorder recovery groups: food, weight, or exercise monitoring migrates into peer policing, eroding autonomy and clinical boundaries
- Depression and anxiety peer groups: reassurance seeking becomes the primary tool while self-regulation skills are underused
- Bipolar and mood disorder groups: members coordinate each other’s daily choices, replacing professional care plans with peer direction
- Caregiver support groups: chronic over-responsibility spills into the group, with members taking on each other’s tasks and decisions
- Chronic illness and pain groups: symptom sharing turns into identity fusion, with constant check-ins substituting for pacing and self-management
- Online-only peer forums and social communities: 24-hour availability and private messaging accelerate enmeshment and role cycling
- Youth and young adult groups: high-frequency contact and social status dynamics encourage rescuing, exclusion, and dependence on leaders
- Faith-based or community mutual aid groups: spiritual language can be used to justify over-functioning and avoidance of professional referrals
Why is it so widespread
Peer settings share a few consistent pressures. Members arrive in distress and bond quickly over painful stories. Relief feels immediate, which is helpful, yet it can be mistaken for progress. If agreements are vague, rescuing replaces reflection, and round-the-clock contact replaces planned practice. Leaders may also over-function, especially when they lack supervision, a clear scope, or referral pathways. These shared conditions make co-dependency a common outcome unless the group stays anchored to a clear purpose.
What advocates should take from this
Treat co-dependency as a known operational risk, not a surprise. Build written agreements, consent-based advice norms, rotation of roles, and stepped-care referrals into every format. Reinforce a simple standard in every setting: the group exists to strengthen capacity, not to carry members from meeting to meeting. When advocates expect these dynamics, they are better prepared to set boundaries early, preserve the mission of the group, and keep members moving toward independent, sustainable recovery.
Keeping The Group On Purpose
Clear agreements
Written agreements protect everyone. They state confidentiality rules, expectations for respectful speech, time limits for shares, no cross-talk during initial rounds, and a policy on off-platform contact. The agreements should be read aloud at regular intervals for new members and as a reminder for returning participants. A single sentence captures the culture: we are here to strengthen each other’s capacity.
Consent before advice
Consent-based sharing reduces rescuing. Members ask, Are you open to ideas, before offering suggestions. If the person says no, the group reflects feelings and acknowledges strengths. If the person says yes, peers offer options, not directives, and always return choice to the member.
Rotate participation
Rotate speaking order and small roles, such as timekeeper or check-in facilitator. Rotation prevents a few voices from becoming the emotional hub and invites quieter members to build skills through structured involvement.
Teach simple skills in the room
Brief in-meeting practices build independence: paced breathing, five-sense grounding, and two-minute journaling prompts. When members feel relief from practices they can do alone, reliance on others naturally decreases. The signal line is skills first, then support.
Use stepped care
A peer group cannot replace therapy, legal counsel, or crisis services. Build a referral pathway for needs outside the scope. Normalize referral as a commitment to quality, not a rejection. A helpful phrasing is, this deserves focused attention with a professional; we are rooting for you while you work with them.
Facilitator Practices That Reduce Co-Dependency
Hold the frame
Leaders protect time boundaries, redirect cross-talk, and favor questions over directives. They summarize themes, name progress, and invite members to set one specific intention for the week. They do not chase outcomes between meetings. The leader’s inward cue is, contain, clarify, and conclude.
Model boundaries
Leaders set clear availability hours, decline private crisis management, and route emergencies to appropriate services. They demonstrate that saying no to over-involvement is an act of respect for the member’s autonomy. A useful line is, I care about this, and I also want you to build the skill to carry it between meetings.
Seek supervision
Regular supervision or peer-leader consultation prevents drift. Leaders review cases without names, reflect on scope, and adjust practices before problems harden. Supervision is maintenance, not repair. The quiet promise is, leaders who are supported lead sustainable groups.
Member Practices That Reduce Co-Dependency
Prepare, share, and act
Members capture one focus before the meeting, share concisely, and leave with one small step. This rhythm builds self-trust. The private checklist becomes, what happened, what I felt, what I need, and what I will do.
Ask before advice
Members wait for consent. If consent is given, they offer options and lived experience, not prescriptions. If consent is not given, they witness and validate. This keeps the space from turning into a lecture hall.
Set contact boundaries
Members limit off-platform messaging to scheduled check-ins or brief acknowledgments. They avoid late-night crisis loops that repeat without action. They remember, crisis belongs in crisis services; groups are for learning and support.
Recognize personal warning signs
Members learn the feeling of over-investment. Signals include checking the phone repeatedly for another member’s messages, planning solutions for someone else at the expense of basic self-care, or feeling resentful when advice is declined. The corrective question is, am I helping them grow, or helping myself feel needed?
When The Group Begins To Drift
Every group will feel a pull toward comfort during hard seasons. Drift starts quietly. More time goes to venting. Education segments shrink. New members are folded into side chats quickly. Leaders feel flattered by dependence and then tired. The turnaround requires a reset: restate the purpose, review agreements, reintroduce skills practice, and invite members to set one next step aloud. A single reminder anchors the reset: we are here to heal forward.
How Co-Dependency Can Invalidate A Group
A group that becomes a social club offers companionship yet delays healing. Members feel connected and stuck at the same time. The setting loses credibility with families and professionals who hope to see measurable progress. Attendance remains high while outcomes remain flat. This is the definition of invalidation in a support setting. The group still offers something, yet not what it promised. The remedy is not rejection of warmth, it is restoration of purpose.
Reaffirming The Purpose
The purpose of a scam victim support group is steady and simple. Stabilize distress. Teach recovery skills. Encourage accountability. Promote independence. Celebrate progress. Everything else is secondary. The culture follows the purpose. When a share becomes a request to be carried, the group reflects, teaches, and returns the work to the member gently. When a leader begins to feel indispensable, the leader pauses and recenters. When a member wants daily guidance, the member is coached to build a plan with a therapist. In each case, the aim is the same: care that strengthens.
Closing Perspective
Co-dependency is understandable in a room full of people who have been trained by criminals to doubt themselves and to crave constant reassurance. Sympathy is warranted. Structure is required. The healthiest groups blend compassion with clarity. They welcome grief, anger, and fear, then help members learn to hold those states without leaning on others to carry them. They favor skills over speeches, consent over control, and boundaries over blurred roles. They remember that healing means learning to stand again.
A handful of phrases keep the culture on track:
- Support is not rescue.
- Ask before advice.
- Hold the frame.
- Skills first, then support.
- We are here to strengthen capacity.
- We are here to enable your recovery, not do it for you.
- We are guides, not experts. Let the professionals be the experts.
When these simple lines shape practice, members feel seen, and they also grow. Leaders feel appreciated, and they also rest. Most importantly, the group remains what it was meant to be, a place where people move through harm toward stability, agency, and a safer future.
Glossary
- Accountability — personal ownership of actions and follow-through that keeps recovery work moving forward rather than being outsourced to the group.
- Ask before advice — consent check used before offering suggestions, which prevents rescuing and keeps responsibility with the speaker.
- Boundary erosion and enmeshment — blurring of limits marked by constant availability, private crisis chats, and over-involvement in another member’s life.
- Boundaries — agreed limits on time, access, and roles that protect autonomy for members and leaders.
- Burnout (facilitator) — exhaustion and loss of neutrality that arise when leaders over-function or carry outcomes beyond the group’s scope.
- Care that strengthens — support style that reflects, teaches skills, and returns responsibility to the member.
- Clear agreements — written ground rules covering confidentiality, time limits, cross-talk, and off-platform contact.
- Co-dependency — over-reliance on the group or specific people for stability, approval, or identity, which slows independent recovery.
- Containment — the ability to hold strong feelings without acting impulsively, often paired with grounding and next-step planning.
- Crisis services — external resources for acute risk or destabilization that lie outside a peer group’s role.
- Drama triangle — repeating roles of rescuer, victim, and persecutor that cycle when advice is pushed, rejected, and blamed.
- Enabling — doing for someone what they can learn to do themselves, which reduces discomfort today and weakens capacity tomorrow.
- Ethical and safety risks — problems created by role drift, financial help, housing offers, or legal/clinical advice inside a peer forum.
- Grounding — brief practices that settle the nervous system and restore present-moment awareness.
- Group dependence — using the group for day-to-day regulation and decisions rather than for learning skills and accountability.
- Group purpose — the shared aim to stabilize distress, teach recovery tools, encourage accountability, and promote independence.
- Hold the frame — facilitator stance that protects time, scope, and process while favoring reflection over fixing.
- Identity fusion — over-identification with a condition or community that blurs self-definition and sustains dependence.
- Late-night crisis loops — repeated after-hours exchanges that soothe temporarily while delaying planned action and referrals.
- Member warning signs — patterns such as repeated reassurance seeking, side-channel reliance, and outsourcing decisions to the group.
- No cross-talk — meeting norm that protects uninterrupted sharing before feedback or ideas are invited.
- Over-advising — frequent, unsolicited suggestions that shift ownership from the speaker to the adviser.
- Over-functioning — taking on others’ tasks or outcomes, common in rescuing members and overextended leaders.
- Peer scope of practice — the defined limits of a support group’s role, distinct from therapy, legal advice, or case management.
- Private messaging side channels — off-platform communications that bypass group structure and accelerate enmeshment.
- Referral pathway — a predefined process for connecting members to therapy, legal, financial, or crisis resources.
- Rescuing — stepping in to direct, fix, or take responsibility for another member’s problems without consent.
- Rotate participation — structured sharing and small roles that prevent emotional dependence on a few voices.
- Scope statement — a concise description of what the group does and does not do, used to set expectations and protect boundaries.
- Self-regulation skills — tools members can use independently to down-regulate distress and make grounded choices.
- Share to be witnessed, then act — recovery rhythm that pairs concise disclosure with a specific next step.
- Side channels — unofficial communications that substitute for open sharing and undermine transparency.
- Skills first, then support — an operating principle that prioritizes teachable practices before extended discussion.
- Social club drift — shift from a recovery forum to a comfort-only gathering that soothes without building capacity.
- Stepped care — matching needs to the least intensive effective support and escalating to professionals when indicated.
- Support is not rescue — a core norm that distinguishes strengthening help from dependency-creating intervention.
- Supervision — regular consultation for facilitators to review boundaries, scope, and practices that prevent drift.
- Time boundaries — defined meeting durations, speaking limits, and availability hours that prevent over-reliance.
- Validation — accurate naming of feelings and experiences without taking over decision-making.
- Venting without processing — repetitive discharge of emotion that lacks containment, skills practice, or action planning.
- We are here to strengthen capacity — a mission statement that centers agency, skills, and progress over emotional caretaking.
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A Question of Trust
At the SCARS Institute, we invite you to do your own research on the topics we speak about and publish, Our team investigates the subject being discussed, especially when it comes to understanding the scam victims-survivors experience. You can do Google searches but in many cases, you will have to wade through scientific papers and studies. However, remember that biases and perspectives matter and influence the outcome. Regardless, we encourage you to explore these topics as thoroughly as you can for your own awareness.
Statement About Victim Blaming
Some of our articles discuss various aspects of victims. This is both about better understanding victims (the science of victimology) and their behaviors and psychology. This helps us to educate victims/survivors about why these crimes happened and to not blame themselves, better develop recovery programs, and to help victims avoid scams in the future. At times this may sound like blaming the victim, but it does not blame scam victims, we are simply explaining the hows and whys of the experience victims have.
These articles, about the Psychology of Scams or Victim Psychology – meaning that all humans have psychological or cognitive characteristics in common that can either be exploited or work against us – help us all to understand the unique challenges victims face before, during, and after scams, fraud, or cybercrimes. These sometimes talk about some of the vulnerabilities the scammers exploit. Victims rarely have control of them or are even aware of them, until something like a scam happens and then they can learn how their mind works and how to overcome these mechanisms.
Articles like these help victims and others understand these processes and how to help prevent them from being exploited again or to help them recover more easily by understanding their post-scam behaviors. Learn more about the Psychology of Scams at www.ScamPsychology.org
Psychology Disclaimer:
All articles about psychology and the human brain on this website are for information & education only
The information provided in this and other SCARS articles are intended for educational and self-help purposes only and should not be construed as a substitute for professional therapy or counseling.
Note about Mindfulness: Mindfulness practices have the potential to create psychological distress for some individuals. Please consult a mental health professional or experienced meditation instructor for guidance should you encounter difficulties.
While any self-help techniques outlined herein may be beneficial for scam victims seeking to recover from their experience and move towards recovery, it is important to consult with a qualified mental health professional before initiating any course of action. Each individual’s experience and needs are unique, and what works for one person may not be suitable for another.
Additionally, any approach may not be appropriate for individuals with certain pre-existing mental health conditions or trauma histories. It is advisable to seek guidance from a licensed therapist or counselor who can provide personalized support, guidance, and treatment tailored to your specific needs.
If you are experiencing significant distress or emotional difficulties related to a scam or other traumatic event, please consult your doctor or mental health provider for appropriate care and support.
Also read our SCARS Institute Statement about Professional Care for Scam Victims – click here
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